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Living Benefit

Living Benefit

We suggest insurance benefits that you can enjoy all your life!

AVAIL LIVING BENEFITS TODAY

Living benefit coverage are those which give you benefit while you are surviving.

1. Retirement Planning:

Our whole life and Universal Life insurance policies help you to do the retirement planning.  The Dividend and interest payment can help you to have saving at the retirement.

 

2. CRITICAL ILLNESS:

Critical illness insurance provides additional coverage for medical emergencies like heart attack, stroke, or cancer. Because these emergencies or illnesses often incur greater than average medical costs, these policies pay out cash to help cover those overruns where traditional health insurance may fall short.

  • Critical illness insurance provides additional coverage for medical emergencies like heart attack, stroke, or cancer.
  • Because these emergencies or illnesses often incur greater than average medical costs, these policies pay out cash to help cover those overruns where traditional health insurance may fall short.
  • These policies come at a relatively low cost. However, the instances that they will cover are generally limited to a few illnesses or emergencies

A big advantage of CI is that you can use the benefit in so many ways. There is no restriction on the usage of the money.

  • To pay for critical medical services that might otherwise be unavailable.
  • To pay for treatments not covered by a traditional policy.
  • To pay for daily living expenses, enabling the critically ill to focus their time and energy on getting well instead of working to pay their bills.
  • Transportation expenses, such as getting to and from treatment centers, retrofitting vehicles to carry scooters or wheelchairs, and installing lifts in homes for critically ill patients who can no longer navigate staircases.
  • Terminally ill patients, or those simply in need of a restful place to recuperate, can use the funds to take a vacation with friends or family.

DISABILITY INSURANCE

Disability insurance pays benefits when you are unable to earn a living because you are sick or injured. Most disability policies pay you a benefit that replaces a percentage of your earned income when you can’t work.

Monthly disability benefit depends upon your income and protection your need.

Disability private insurance plan is most suited for those clients who are not covered by the employer or those who are self employed and don’t have any protection incase if they become disable.

WHY PEOPLE USE LIFE BENEFITS?

They can be contracted with charge to credit or debit card (direct debit) in the different forms of payment. They offer protection against devaluations, conserving the purchasing power. The medical selection is very simple. Its issuance is quick and easy, through a single call.

They give the possibility of choosing between different contracting periods (short, medium and long term), currencies (national, dollars and UDIS) and growth in the sum insured. Its renewal is automatic for the short and medium term (1 and 5 years).

BEST TIME TO ACQUIRE LIFE BENEFITS:

The best time to sign up for Life benefits, according to our suggestion is during a period when you have guaranteed protections – either under federal law or your state’s laws – to buy a policy without the insurance company being able to refuse coverage or charge you premiums more, based on your past or current illnesses. These protections may vary, based on your age and where you live.

IF YOU BUY INSURANCE, LIFE BENEFITS FACILITATE YOU

GET FREE EVALUATION TODAY

WE ARE HERE TO ASSIST YOU EVALATE YOUR OPTIONS

We never know what lies ahead of us. Therefore, it is better to purchase insurance policy after our evaluation and get free from all hassles. We can do all hassle and advice you the best choices regarding life benefits, suiting needs of you and your family. The amount of life insurance Canadians choose:

30%

Less than
$100,000

31%

$100,000
$249,999

20%

$250,000
$499,999

10%

$500,000
$999,999

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We are a growing broker company in Canada, which can help you in comparing and arranging range of reasonable and affordable insurance services, offered by renowned companies.

416.822.9709 request call back

What type of Life Benefits can be availed?

We compare and suggest you the best Life Benefits options which you can avail

Insurance policy offers you some advantages throughout your life.

$5.1 billion is paid on an average to living policy holders as dividends or disability benefits

Pre-existing diseases are covered in our policy

$11.0 billion for prescription drugs that account for 35% Canadians

How to buy life benefits in Canada?

Depending on your life circumstances and income level, you can purchase independently or part of the costs is borne by the state

In Canada, some life benefits are free for all citizens.

Certain provinces establish waiting period of 3 months after arrival. During this time, we suggest our customers to buy life benefits from Insurance companies.

Why should you purchase life benefits as per our suggestions?

Our life insurance policy comparison is done to cover your needs, whether you are young or old. Our system is simple, affordable and beneficial for all Canadians and is designed, keeping in mind the most important requirements in insurance claims by insurance companies.

Frequently asked questions

What type of policy should I buy?

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What is classed as a pre-existing medical condition and can I be covered?

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What information do I need to run a building and contents insurance quote?

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What kind of insurance should I get?

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I am having problems completing payment, why?

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How can I save on my home insurance?

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